Equipment financing rules change at the state line: sales tax on a tractor, whether the state honors Section 179, how trucks are titled, what the lender has to disclose. These pages cover what matters in each state we work in.
States we work in
States we do not currently work in
We do not currently arrange financing for businesses in California, Connecticut, Illinois, Missouri, Nebraska, Nevada, North Carolina, North Dakota, South Dakota, Tennessee, and Vermont. Those states require a license or registration that Land Tech Capital does not hold, or have rules still under review. If your business is based there, a local licensed broker or your dealer's captive finance arm is the right call for now.
Every other state
If your state is not listed above, send the application or call. We will tell you within a day whether we can place the deal.
What does not change by state
Questions we get
Why are some states not listed?
Some states require a license or registration to broker commercial financing, or have rules we are still reviewing. We do not arrange financing for businesses based in those states until that is settled.
Does the state I buy the equipment in matter, or the state my business is in?
Both. Sales tax usually follows where the equipment is delivered and used, and licensing follows where your business is based. Tell us both on the application.
Can a lender in another state finance my equipment?
Yes. The lenders we place with are national or multi-state equipment lenders. Your agreement is with them, and they handle any state-specific disclosures.
