Ohio is a crossroads state: I-70, I-71, and I-75 carry a large share of the country's freight, Columbus is building one of the biggest data center corridors in the Midwest, and the corn, soybean, and livestock operations across the western counties turn over tractors and combines every season. Contractors here also work through a full winter, which changes what a payment schedule should look like.
We place Ohio files with equipment lenders that know the market, from a Cleveland excavating company to a Cincinnati carrier to a Darke County grain farm. Options in 24 to 48 hours, soft inquiry until you accept.
Who we finance in Ohio
What is driving equipment demand in Ohio
- The data center corridor around New Albany and Licking County continues to expand.
- Work on the Brent Spence Bridge approaches in Cincinnati, a $4.4 billion project, begins in 2026.
- ODOT is carrying a record construction program.
We work with businesses across Ohio, including Columbus, Cleveland, Cincinnati, Dayton, and Toledo, and the rural counties in between.
Sales tax and income tax on equipment in Ohio
Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.
Trucks, trailers, and titling in Ohio
- Apportioned registration through the Ohio BMV, with a 45-day temporary apportionment available.
- Commercial trailers can be registered for one to eight years, including an eight-year permanent plate.
- No weight-distance tax. Off-road equipment is not titled.
Where Ohio buyers find equipment
We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Ohio customers use include Ohio CAT (statewide), Ritchie Bros. Columbus regional auctions. Get pre-approved before you go so the seller sees a buyer who can close.
Equipment we finance
Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts
About financing in Ohio
Equipment financing in Ohio is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Ohio license. Your financing agreement will be with the lender or lessor, who provides any disclosures Ohio law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.
Questions we get
What is the Ohio depreciation addback?
Ohio requires individuals and pass-through owners to add back most of the federal bonus depreciation and Section 179 above $25,000 in the year taken, then deduct it back over five years. It is timing, not a lost deduction, and it does not change your federal return.
Can a grain farm time payments to harvest?
Several ag programs allow annual or semi-annual payments that line up with harvest. Tell us up front and the file goes to those lenders.
Do you finance a first truck for an Ohio owner-operator?
Yes. Start-up owner-operator programs look at driving experience, personal credit, and down payment, usually 10 to 20 percent on the first truck.
