Green industry businesses grow by adding a machine that lets them take a job they used to turn down. A mini-ex opens up drainage and patios. A bucket truck opens up removals. We finance those steps, one at a time or all at once.
What we finance
Trucks and trailers ride on the same application: a landscape dump, an F-550 with a chip box, an enclosed trailer for the mowers.
Structures that fit the season
- Seasonal skip payments for maintenance companies in freeze states, on established files.
- Deferred first payment so a spring purchase starts paying in early summer.
- Bundles like bucket truck plus chipper, or CTL plus trailer plus attachments, on one payment.
- Small-ticket speed: most landscape equipment is under $100K, which means app-only approvals in a day.
First-year companies
Landscaping and tree work are two of the friendliest industries for start-up financing because the tickets are small and the equipment is easy to resell. What helps: experience in the trade, a personal score in the 600s or better, 10 to 20 percent down, and a route or contract list. A new tree service with a climber's resume and a signed commercial contract is a real file.
Questions we get
Can I finance a chipper and a bucket truck together?
Yes. One application, one approval, one payment. This is one of our most common bundles.
Do you finance mowers?
Yes, commercial mowers from a few thousand dollars up, usually bundled with a trailer or other equipment to make the ticket worth the paperwork.
I only have one season under my belt. Can I get approved?
Often, yes. Small-ticket start-up programs look at trade experience, personal credit, and down payment. Start with the machine that pays for itself fastest.
Can payments skip in winter?
On established files, yes, through seasonal programs. Start-ups usually take level payments the first year and restructure on the next deal.
