Michigan hauls heavier than any other state, builds cars and everything that feeds them, farms fruit and dairy on the west side, and logs and mines the Upper Peninsula. It also has a flat 6 percent sales tax with no local add-ons, a clean apportioned registration system, and a rolling stock exemption that matters to interstate carriers.
We place Michigan files with lenders that fund across the state, from a Detroit demolition contractor to a Grand Rapids carrier to a Traverse City orchard. Options in 24 to 48 hours on a soft inquiry.
Who we finance in Michigan
What is driving equipment demand in Michigan
- The $16 billion Related Digital data center campus in Saline Township is under construction.
- The Gordie Howe International Bridge opened in July 2026, and the state added $2 billion in road funding.
- The I-375 conversion in Detroit and the wrap-up of Rebuilding Michigan keep paving and bridge crews busy.
We work with businesses across Michigan, including Detroit, Grand Rapids, Lansing, Ann Arbor, and Kalamazoo, and the rural counties in between.
Sales tax and income tax on equipment in Michigan
Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.
Trucks, trailers, and titling in Michigan
- Apportioned registration through the Secretary of State, with all jurisdictions on the cab card.
- No state safety inspection and no weight-distance tax. Michigan allows the highest gross weights in the country, up to 164,000 pounds on eleven axles.
- Off-road equipment is not titled.
Where Michigan buyers find equipment
We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Michigan customers use include Michigan CAT (now MacAllister Machinery), AIS Construction Equipment (Case and Komatsu), Miedema Orbitbid and Purple Wave online auctions. Get pre-approved before you go so the seller sees a buyer who can close.
Equipment we finance
Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts
About financing in Michigan
Equipment financing in Michigan is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Michigan license. Your financing agreement will be with the lender or lessor, who provides any disclosures Michigan law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.
Questions we get
Do you finance multi-axle heavy haul trailers?
Yes. Michigan-specific multi-axle trailers and heavy tractors are financed through the same truck and trailer programs, new and used.
Is my tractor exempt from Michigan sales tax?
If you are an interstate for-hire carrier running at least 10 percent of fleet miles outside Michigan, the rolling stock exemption applies to trucks and trailers. Private carriers pay the 6 percent.
Does Michigan follow the new federal Section 179 limit?
No. Michigan kept the older $1.25 million limit and adds back bonus depreciation on the state return. The full federal deduction still applies.
