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Equipment financing in Virginia.

Virginia contractors, carriers, and farms: one application, a soft inquiry, and real options in 24 to 48 hours from equipment lenders that fund in Virginia.

No hard credit pull to see your options.
Sales tax
5.3–7%
Motor vehicle tax
4.15%
Bonus depreciation
Not allowed
Time to options
24–48 HRS

Northern Virginia is the largest data center market on earth, and the construction it drives has spread outward to Prince William, Loudoun, and beyond. Add the Port of Virginia, the Hampton Roads Bridge-Tunnel expansion, and the farms and timber operations of the Southside and Shenandoah Valley, and Virginia contractors need excavators, skid steers, cranes, and trucks on short notice.

We place Virginia files with lenders that fund in the Commonwealth every week. Options in 24 to 48 hours on a soft inquiry, for start-ups and established fleets alike.

Who we finance in Virginia

Data center and commercial constructionExcavators, dozers, cranes, telehandlers, and aerial lifts for the Northern Virginia build-out.
Port and logisticsDrayage tractors, chassis, and forklifts around the Port of Virginia in Hampton Roads.
Site work and residentialSkid steers, mini excavators, compaction, and dump trucks for the Richmond and Northern Virginia housing markets.
Agriculture and forestrySouthside and Valley farms and timber operations. Tractors, hay equipment, feller bunchers, skidders, and log trucks.
Aggregates and coalSouthwest Virginia operations financing loaders, haul trucks, and support equipment.

What is driving equipment demand in Virginia

We work with businesses across Virginia, including Northern Virginia, Richmond, Hampton Roads and Norfolk, Roanoke, and Charlottesville, and the rural counties in between.

Sales tax and income tax on equipment in Virginia

Sales tax on equipmentBase rate 5.3 percent, 6 percent in Northern Virginia, Hampton Roads, and the Richmond area, 7 percent around Williamsburg. Machinery used directly in manufacturing and equipment used in agricultural production are exempt.
TrucksTitled motor vehicles pay Virginia's 4.15 percent Motor Vehicle Sales and Use Tax at DMV instead of retail sales tax, with a $75 minimum.
Income taxVirginia fixed its conformity date at the end of 2025 but chose not to follow the federal increase in Section 179, so the state limit stays at the older level, and Virginia does not allow bonus depreciation. Both apply to individuals and corporations. Federal deductions are unaffected.

Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.

Trucks, trailers, and titling in Virginia

Where Virginia buyers find equipment

We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Virginia customers use include Carter Machinery (Salem, with more than 30 locations across Virginia and neighboring states). Get pre-approved before you go so the seller sees a buyer who can close.

Equipment we finance

Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts

About financing in Virginia

Equipment financing in Virginia is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Virginia license. Your financing agreement will be with the lender or lessor, who provides any disclosures Virginia law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.

Questions we get

Can a subcontractor on a data center project get equipment financing?

Yes. A signed subcontract on a data center or infrastructure job is strong work-in-hand for any program, including start-ups.

Does Virginia follow the new federal Section 179 limit?

No. Virginia deconformed from the federal increase, so the state deduction uses the older, lower limit and bonus depreciation is not allowed. You still take the full federal deduction.

Do you finance forestry equipment in Southside Virginia?

Yes. Forestry is a specialized program with lenders that understand skidders, feller bunchers, and log trucks, new and used.

Financing in Virginia, without the runaround.

One application and a soft inquiry. If the offer you already have is better, we will tell you.

Get approved