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Equipment financing in Arizona.

Arizona contractors, carriers, and farms: one application, a soft inquiry, and real options in 24 to 48 hours from equipment lenders that fund in Arizona.

No hard credit pull to see your options.
TPT (sales tax)
5.6%+local
Section 179
Federal limit
Bonus depreciation
Not allowed
Time to options
24–48 HRS

Phoenix is one of the largest construction markets in the country, TSMC is building what may become the biggest industrial project in American history north of the city, and Arizona's copper mines, Yuma vegetable fields, and I-10 freight corridor keep equipment moving year round. Heat and dust are hard on machines, so used equipment turns over faster here than in most states.

We place Arizona deals with lenders that fund in the state without friction: cranes and telehandlers for commercial work in the Valley, excavators and water trucks for site prep, tractors and harvesters in Yuma, and tractors and trailers for carriers running the I-10 and I-40 lanes. Options in 24 to 48 hours on a soft inquiry.

Who we finance in Arizona

ConstructionCranes, telehandlers, aerial lifts, excavators, and water trucks for commercial, residential, and semiconductor-related construction in the Phoenix and Tucson metros.
Mining and mining servicesCopper operations and their contractors financing loaders, haul trucks, drills, and support equipment.
TruckingI-10 and I-40 corridors and cross-border freight through Nogales. Tractors, dry vans, and reefers.
AgricultureYuma winter vegetables, cotton, and dairies. Tractors, harvesters, sprayers, and irrigation equipment.
Landscaping and desert site workSkid steers, mini excavators, and trailers for landscape contractors and pool builders.

What is driving equipment demand in Arizona

We work with businesses across Arizona, including Phoenix and Mesa, Tucson, Yuma, Flagstaff, and Prescott, and the rural counties in between.

Sales tax and income tax on equipment in Arizona

Transaction privilege tax on equipmentArizona's TPT works like a sales tax: 5.6 percent state, roughly 8 to 11 percent combined. Machinery used in manufacturing, mining, and oil and gas extraction qualifies for a deduction. Agricultural machinery, new or used, is exempt.
TrucksMotor carriers that pay the state motor carrier fee are exempt from TPT on their vehicles. Sales of interstate vehicles over 10,000 pounds to nonresidents are also exempt.
LeasesTPT applies to lease and rental receipts, so it is collected on each payment.
Income taxArizona has adopted the current federal Section 179 limits but does not allow bonus depreciation. Bonus is added back and Arizona depreciation is recomputed, for both corporate and individual filers.

Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.

Trucks, trailers, and titling in Arizona

Where Arizona buyers find equipment

We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Arizona customers use include Empire Cat (Mesa), Ritchie Bros. Phoenix auction yard. Get pre-approved before you go so the seller sees a buyer who can close.

Equipment we finance

Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts

About financing in Arizona

Equipment financing in Arizona is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Arizona license. Your financing agreement will be with the lender or lessor, who provides any disclosures Arizona law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.

Questions we get

Can a crane rental company finance a used all-terrain crane?

Yes. Cranes are a specialized program with inspection and age requirements, and used units are financed regularly. Bring the annual inspection certificate and the hour meter reading with the application.

Does Arizona charge sales tax on farm tractors?

No. Agricultural machinery and equipment used in commercial farming are exempt from TPT, new or used.

Do you work with cross-border carriers?

Yes. Carriers based in Arizona running Nogales and other border freight are financed on the same programs as any interstate carrier, based on time in business and credit.

Financing in Arizona, without the runaround.

One application and a soft inquiry. If the offer you already have is better, we will tell you.

Get approved