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Equipment financing in Wisconsin.

Wisconsin contractors, carriers, and farms: one application, a soft inquiry, and real options in 24 to 48 hours from equipment lenders that fund in Wisconsin.

No hard credit pull to see your options.
Sales tax
5%+county
Farm machinery
Exempt
Bonus depreciation
Not allowed
Time to options
24–48 HRS

Wisconsin is dairy, paper, and heavy manufacturing, with a Microsoft data center campus rising on the old Foxconn site in Racine County and I-94 being rebuilt between Milwaukee and the Illinois line. Farm equipment used exclusively in farming is exempt from sales tax, and the state follows the federal Section 179 limit, but Wisconsin has never allowed bonus depreciation.

We place Wisconsin files with lenders that fund across the state, from a Fond du Lac dairy adding a forage harvester to a Milwaukee excavating contractor to a Green Bay carrier. Options in 24 to 48 hours on a soft inquiry.

Who we finance in Wisconsin

Dairy and cropsTractors, forage harvesters, skid steers, manure equipment, and combines for the largest dairy economy in the Midwest.
ConstructionExcavators, dozers, cranes, and aerial lifts for the I-94 corridor, data center construction, and Milwaukee and Madison commercial work.
ManufacturingForklifts, machine tools, and material handling for paper, food processing, and heavy equipment makers.
TruckingTractors, trailers, and reefers for dairy, food, and paper freight on I-94, I-90, and I-43.
Logging and aggregatesForestry equipment in the north woods and loaders and haul trucks for pits and quarries.

What is driving equipment demand in Wisconsin

We work with businesses across Wisconsin, including Milwaukee, Madison, Green Bay, Appleton and the Fox Valley, and Eau Claire, and the rural counties in between.

Sales tax and income tax on equipment in Wisconsin

Sales tax on equipmentState rate 5 percent, with county taxes bringing most areas to about 5.5 percent. Farm machinery and equipment used exclusively in farming are exempt, and manufacturing machinery is exempt.
Income taxWisconsin follows the federal Section 179 limit for individuals and pass-through entities but does not allow bonus depreciation. Bonus is added back and the asset is depreciated under state rules.

Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.

Trucks, trailers, and titling in Wisconsin

Where Wisconsin buyers find equipment

We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Wisconsin customers use include Fabco (Caterpillar, Wisconsin and Upper Michigan), Riesterer and Schnell (John Deere). Get pre-approved before you go so the seller sees a buyer who can close.

Equipment we finance

Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts

About financing in Wisconsin

Equipment financing in Wisconsin is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Wisconsin license. Your financing agreement will be with the lender or lessor, who provides any disclosures Wisconsin law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.

Questions we get

Is a forage harvester exempt from Wisconsin sales tax?

Machinery and equipment used exclusively in farming are exempt. Give the dealer the farm exemption certificate at purchase.

Can a dairy time payments to milk checks or harvest?

Several ag programs allow schedules that fit the operation, including semi-annual or annual payments. Tell us up front and the file goes to those lenders.

Does Wisconsin allow bonus depreciation?

No. You take 100 percent bonus on the federal return and add it back on the Wisconsin return. Section 179 is allowed at the federal limit.

Financing in Wisconsin, without the runaround.

One application and a soft inquiry. If the offer you already have is better, we will tell you.

Get approved