Massachusetts finished the first large offshore wind farm in the country in 2026, lands the most valuable seafood catch in the country at New Bedford, and keeps Boston and the Route 128 corridor under construction year round. It is also one of the strictest states on depreciation: bonus depreciation has never been allowed on a Massachusetts return, and the state held its Section 179 cap below the new federal number for 2025 and 2026.
We place Massachusetts files with lenders that fund across New England, from a Worcester excavating contractor to a New Bedford marine supplier to a Springfield carrier. Options in 24 to 48 hours on a soft inquiry.
Who we finance in Massachusetts
What is driving equipment demand in Massachusetts
- Vineyard Wind 1, the first utility-scale offshore wind farm in the country, completed all 62 turbines in 2026.
- Ongoing MBTA and Boston-area infrastructure work.
- New Bedford remains the top fishing port in the country by value.
We work with businesses across Massachusetts, including Boston, Worcester, Springfield, Cambridge, and New Bedford, and the rural counties in between.
Sales tax and income tax on equipment in Massachusetts
Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.
Trucks, trailers, and titling in Massachusetts
- Apportioned registration for interstate carriers through the Massachusetts RMV, with the enhanced commercial vehicle inspection.
- Off-road equipment is not titled.
Where Massachusetts buyers find equipment
We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Massachusetts customers use include Milton CAT (Caterpillar, headquartered in Milford). Get pre-approved before you go so the seller sees a buyer who can close.
Equipment we finance
Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts
About financing in Massachusetts
Equipment financing in Massachusetts is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Massachusetts license. Your financing agreement will be with the lender or lessor, who provides any disclosures Massachusetts law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.
Questions we get
Does Massachusetts allow bonus depreciation?
No. You take 100 percent bonus on the federal return and add it back on the Massachusetts return, then depreciate normally.
Do you finance equipment for offshore wind subcontractors?
Yes. Cranes, telehandlers, and heavy haul equipment for marine staging work are financed on standard construction programs.
Can a landscaper with two winters of plowing get a truck financed?
Yes. Two years in business opens most programs. Plow trucks and salt spreaders are financed together when the dealer bills them on one invoice.
