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Equipment financing in Arkansas.

Arkansas contractors, carriers, and farms: one application, a soft inquiry, and real options in 24 to 48 hours from equipment lenders that fund in Arkansas.

No hard credit pull to see your options.
Sales tax
6.5%+local
Farm machinery
Exempt
Bonus depreciation
Not allowed
Time to options
24–48 HRS

Arkansas is home to some of the largest trucking companies in the country, grows more rice than any other state, raises poultry across the Ozarks, and runs steel mills and timber operations on the Mississippi side. The state follows the federal Section 179 limit but does not allow bonus depreciation, and it exempts new and used farm machinery from sales tax.

We place Arkansas files with lenders that fund trucking, farm, construction, and forestry equipment across the state, from a Springdale carrier to a Grand Prairie rice farm to a Little Rock excavating contractor. Options in 24 to 48 hours on a soft inquiry.

Who we finance in Arkansas

TruckingTractors, dry vans, reefers, and flatbeds for the carriers and owner-operators based around Lowell, Fort Smith, and Little Rock.
AgricultureTractors, combines, rice equipment, poultry house equipment, and grain handling.
ConstructionExcavators, dozers, cranes, and dump trucks for Northwest Arkansas growth, Little Rock commercial work, and the state highway program.
Logging and forest productsFeller bunchers, skidders, and log trucks for the pine belt in south Arkansas.
Steel and manufacturingForklifts, material handling, and shop equipment around the Mississippi County steel mills.

What is driving equipment demand in Arkansas

We work with businesses across Arkansas, including Little Rock, Fayetteville and Springdale, Fort Smith, Jonesboro, and Conway, and the rural counties in between.

Sales tax and income tax on equipment in Arkansas

Sales tax on equipmentState rate 6.5 percent, with local taxes bringing many areas to 9 to 11 percent. New and used farm machinery is exempt, and manufacturing machinery for new or replacement production is exempt.
Income taxArkansas follows the federal Section 179 limit but does not allow bonus depreciation. Bonus is added back and the asset is depreciated under state rules.

Tax rules change and depend on your facts. Confirm with your accountant before relying on any of this.

Trucks, trailers, and titling in Arkansas

Where Arkansas buyers find equipment

We finance equipment from any dealer, auction, or private seller. Dealers and auctions our Arkansas customers use include Riggs CAT (Caterpillar, Arkansas), Purple Wave auctions are active statewide. Get pre-approved before you go so the seller sees a buyer who can close.

Equipment we finance

Excavators · Dozers and loaders · Skid steers · Semi trucks · Trailers · Farm equipment · Cranes and lifts

About financing in Arkansas

Equipment financing in Arkansas is arranged through Land Tech Capital's network of third-party lenders and lessors. Land Tech Capital is a New York based commercial finance broker, not a lender, and does not hold a Arkansas license. Your financing agreement will be with the lender or lessor, who provides any disclosures Arkansas law requires. No fee is charged to you before funding, and we are paid by the lender when a deal closes.

Questions we get

Can an owner-operator based in Arkansas finance a used tractor?

Yes. Owner-operator programs finance used tractors based on driving history, credit, and down payment. Bring the truck spec and mileage with the application.

Is used farm equipment exempt from Arkansas sales tax?

Yes. Both new and used farm machinery used in agricultural production are exempt. Give the dealer the exemption certificate at purchase.

Does Arkansas allow bonus depreciation?

No. You take 100 percent bonus on the federal return and add it back on the Arkansas return. Section 179 follows the federal limit.

Financing in Arkansas, without the runaround.

One application and a soft inquiry. If the offer you already have is better, we will tell you.

Get approved